•Fixed-term savings is arranged on a fixed time period with variable interest rate and with automatic renewal.


•EUR
•Foreign currencies (AUD, CAD, CHF, GBP)


•Savings may be cancelled before expiry of arranged date only with consent of the Bank and against written demand of client
•If client does not cancel the Fixed-term Savings Agreement within 10 days prolongation period, Bank automatically renew term savings for the same period as agreed, under the conditions applied on fixed-term savings renewal date
•On the fixed-term savings expiry date, interests are added to deposit or may be transferred on the current account.
•Interest rates are variable


•Competitive interest rates
•Client does not have to come to Bank if he wants to renew the due fixed-term savings – it is automatically renewed
•Possibility of getting Lombard loans based on fixed-term deposit collateral
•Possibility of arranging of stimulant interest rate on higher deposit amounts
•Minimum amount of deposit is not required
•Possibility of monthly interest availability
Charges
•Opening of the savings account – free of charges


Interest rates are determined in accordance to the Decision on Bank’s interest rates

Interest rates on fixed-term savings – amount of deposit up to 50.000€:

3 months	6 months	9 months	12 months	24 months and more
4%	5%	6%	7%	8%