Short-term loans:
Time period: up to 12 months
Interest rate: 8-13.5% p.a.
Commission: 0.3 – 0.6%
Amount: depends on the clients’ needs and credit evaluation
Payment method: equal monthly annuities, equal installment, seasonal, quarterly, one-time basis
Long-term loans:
Time period: up to 84 months
Interest rate: 8-13.5% p.a.
Commission: 1-1.5 %
Amount: depends on the clients’ needs and credit evaluation
Payment method: equal monthly annuities, equal installment, seasonal, quarterly, one-time basis
GUARANTEES:
Fee for managing and maintenance: 0.2-0.7% (min. 50-70 EUR) of approved amount
Amount: depends on the clients’ needs and credit evaluation
LETTERS OF CREDIT (import/export)
Fully covered:
- Commission for issuance: 0,5%
Non-covered:
- Commission for issuance: 1%
Partial cover:
- Combined commission
Type:
- non-confirmed
- confirmed
- all other L/C types
GENERAL NOTES
(For Loans, Guarantees, and Letters of Credit)
Instruments for collateral:
•Mortgage
•Fiduciary
•Pledge
•Guarantee of legal or private person
•Cash deposit
•Other bank guarantee
•Draft
•Collection order with authorization, etc.
