(+382 202) 19905

MasterCard Platinum PayPass Porto Premier card

Unique card in Montenegro’s market

In co-operation with Porto Montenegro we are presenting a unique card in Montenegro’s market. This card is a member of the most prestigious club of MasterCard Platinum cards, providing their holders with prestige and high status wherever they make their payments.

In addition to modern PayPass technology for contactless payment, which speeds up and simplifies the payment process at over 2 million points of sale around the world, these cards are also equipped with chip technology, guaranteeing full security of payments.

Who it is intended for?

Created in a partnership between Hipotekarna Bank and Porto Montenegro, this card is intended primarily for the residents of Porto Montenegro. For more details, please come to our office at Teuta Building at Porto Montenegro.

Key benefits

  • electronic payment in the country and abroad with no fees or commission
  • quick PayPass contactless payment, with no PIN required for small purchases
  • online purchases
  • cash withdrawals at ATMs
  • option to receive a security SMS for every transaction completed
  • instant discounts up to 25% in points of sale that Hipotekarna Bank has cooperation agreements with in the territory of Montenegro and Porto Montenegro Village itself
  • participation in MasterCard Elite program for all card users
  • option of using Business Club services free of charge at Nikola Tesla airport in Belgrade, Serbia, and Vienna International Airport in Vienna, Austria

How it works?

In co-operation with Porto Premier partners, we have provided special benefits for purchases in points of sale across Montenegro and in the Porto Montenegro resort for owners of this card. In addition to an instant discount of up to 25% on purchases at these retailers, cardholders may also count on additional benefits.

The list of Porto Premier partners and discounts granted can be accessed via this link.

In addition to the primary card, one or more secondary cards can be issued upon request. All the transactions in both primary and secondary cards are debited from the account of the primary cardholder. A secondary card may only be issued with the consent of the account holder that the primary card is linked to. Both primary and secondary cards are issued for a term of two years and are automatically renewed for the same term.

If your card is lost/stolen in the country or abroad, please report it immediately at +382 19905 (available 24/7/365) or at our nearest branch.

Applicable fees  

Issuance of primary cardEUR 5.00
Issuance of a secondary cardEUR 2.00
Payments at POS terminalsno commission
Cash withdrawal at Hipotekarna Bank ATMs1.00% (min. EUR 2.00)
Cash withdrawal at ATMs of other banks3.00% (min. EUR 3.00)


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