Super Senior Loans for pensioners up to 15.000 €

You have worked enough, now it's time to enjoy!Take advantage of pensioner's loans and cheer up yourself and your dearest.

Why exactly Super Senior loan?  

  • for loan up to 7000 EUR – repayment period up to 7 years, no guarantor needed, no medical record file needed, and you get your insurance policy free of charge.
  • Loan from 7.001 € up to 15.000 € - max 10 years repayment period with 8,00 % interest rate per annum. 

Apart from money, what else do I get with 7000 EUR loan?
  • Repayment period of 84 months:
  • Interest rate of 0,88% per month
  • Security instruments:insurance policy free of charge
  • Administrative attachment order
  • Personal bond

 

And what do I get with a loan from 7.001€ to 15.000€?
  • Repayment period of 120 months
  • Interest rate of 8,00% per annum
  • Security instrument: insurance policy
  • Administrative attachment order
  • Personal bond

 

What do I need?
  • you need to transfer your pension to a current account held with Hipotekarna bank
  • We can refinance your liabilities held with another bank, after which you can open and receive your pension in the current account held with our bank.
  • you must not be older than 75 years at the moment of your last loan installment payment .

  

Representative loan example of 7.000 €

  • Loan amount 7.000€
  • 84 months repayment period
  • Monthly interest rate of  0,88% 
  • Loan processing fee 1,50% paid as lump sum (105,00 €)
  • cost of bond 2€, enquiry cost  RKR 3€
  • EKS 11,65% p.a.
  • annuity 117,00 €,
  • total loan amount inclusive of interest  9.900,00 €

Representative loan example 15.000 €:

  • loan amount 15.000€
  •  120 months repayment period,
  • Interest rate 8,00 % per annum
  • Loan processing fee 1,50% paid as lump sum (225,00 €)
  • Cost of bond  2€
  • Cost of enquiry into the Commercial Court Register (RKR) 3€
  • Effective interest rate 8,25% p.a.
  • annuity 179,79€
  • total loan amount inclusive of interest  21.572,68€