XL loan package up to 20 000 EUR in just 24h

 

Instead of chasing your guarantors, catch your dreams. In only 24 hours we grant loans in amounts of up to € 20,000.   

Why XL loan package?  

  • Up to € 20,000
  • No guarantors needed
  • Granted within 24h
  • You can customize your cash credit amount and other additional liabilities on your accounts and credit cards
  • Possibility to charge ½ of Customer's monthly salary
  • 8 years repayment term
  • Low interest rate of 8% per annum
  • Loan processing fee of 1%

What does it mean on a hypothetical example?
Amount of Loan  (€) 

Interest 8% per annum
Repayment term
1 year3 years5 years8 years
€1,00086.8631.21--
€3,000260.5893.62--
€5,000434.30156.04100.72-
€10,000868.59312.08201.43139.95
€15,0001,302.89468.12302.15209.93

 

Representative loan example:

  • Loan amount: € 15,000
  • Repayment term: 96 months
  • Interest rate: 8.00 % per annum
  • Monthly instalment (annuity): € 209.93
  • One-off loan processing fee of 1.00 %, i.e. € 150
  • Bill of exchange: € 2, CCR inquiry: € 3Effective interest rate (EKS): 8.31 % per annum
  • Total amount of loan with interest to be repaid: € 20,153.28 

Loans exceeding € 20,000 may be granted against additional security instruments including guarantors, co-debtors, mortgage, etc.

 

 

What documents are required?
  • Loan Application filled out
  • Applicant's statement of financial standing
  • Copy of loan Applicant's ID card
  • Salary attachment of loan Applicant and a bill of exchange signed

 

What else do I need to know?
  • The maximum amount of loan package of € 20,000 consists of cash loan in amount of €15,000 and € 5,000 of additional loan given through overdraft or free of charge limit to purchase with Hipotekarna Bank Premium and Relax credit cards.
  • Loans exceeding € 20,000 may be granted against additional security instruments such as: guarantors, co-debtors, mortgage