Mastercard Business Debit

One card, numerous opportunities.

MasterCard Business Debit card is intended for all legal entities having a current account at Hipotekarna Banka

Why is this card useful?  

  • Electronic domestic and international payments without commissions or fees
  • Possibility to use the card for online purchases and free of charge Generali Health Travel Insurance
  • Not directly linked to the Client's main account, which greatly reduces possibility of abuse

How do I get this card?

It is necessary to submit the following documents in one of our offices:

  • Application for MasterCard Business Debit card
  • Photocopy of an identity document (ID or passport) for each cardholder
  • Filled in '' Personal details'' form
  • You can get the application form here

 * It is necessary for the application to be verified and signed by the authorized person in the company (owner, executive director or other authorized person)


How much does it all cost?
Issuance of card€ 5,00
Monthly membership fee€ 2,00
Payment at POS terminalsno fees
Transactions at Hipotekarna Bank ATMs1.50 % (min. € 3)
Transactions at ATMs of other banks3.00 % (min. € 4)
Cash advance at Hipotekrna banka 1,50% (min. € 3)
Cash advance at other banks 3,50% (min. € 5)

What do I do incase my card is lost/stolen?

If your card is lost/stolen in Montenegro or abroad, please report it immediately at +382 19905 (available 24/7) or at your nearest branch of Hipotekarna Banka.