Consumer loan with no need to visit the bank, at 0% interest rate: Hipotekarna Bank and Tehnomax

  • No interest
  • No expenses
  • No need to visit the bank

Hipotekarna Banka, in cooperation with Tehnomax, grants citizens with a consumer loan of up to 24 instalments, with no need to visit the bank, no interests, nor any additional fees!
Loans granted varies from €100 up to €3,000, to be repaid over a period of 7 to 24 months

Who is eligible?

Eligible for this interest free loans of up to 24 instalments are: 

  • Employees whose employers or trade unions have concluded a business cooperation agreement with Tehnomax DOO for retail shopping
  • Individuals wih whom Tehnomax have had a positive experience with in relation to any prior deferred payment purchases

What is the loan procedure like?

To be granted this loan, you need to: 

  • Sign a loan application in Tehnomax,
  • Present either a Certificate of Employment and Salary, filled out and verified by your employer, a Certificate verified by the Pension and Disability Fund in case of pensioners, or a positive recommendation obtained from Tehnomax,
  • Present ID or another picture identification clearly showing the loan Beneficiary’s JMBG number

The loan is granted to the individuals who have met the above criteria. The loan can be concluded solely in Tehnomax once the buyer has provided a security to the loan mediator. Security must be in the form of a blank bond with authorization, duly signed by the Beneficiary. Following this, the documentation is collected and the loan agreement signed by the buyer. 

Sample loan of €1,000

  • Amount of loan: €1,000
  • 12 months repayment term
  • 0 % interest rate p.a.
  • Loan processing fee: 0% (€ 0.00)
  • EIR: 0.00% p.a.
  • Annuity: €83,34
  • Total loan amount inclusive of interest: €1,000.00.