Your loyalty has always been our number one priority, which is why we want to repay you with a Mastercard Super Card and the many benefits it brings.

Collect points * during billing periods with each purchase (2 € = 1 point) and become part of our Loyalty program. For every € 2 spent, you get 1 point. The minimum threshold you need to reach to be rewarded is 150 points. If you exceed the defined threshold, use the collected points in the next billing period, during one or more purchases in IDEA stores.

Learn more about how to collect points and benefits on the website (

* Collecting points, ie participating in the Loyalty program, is valid for using the card at POS terminals and the Internet, in Montenegro and abroad, but not for withdrawing cash at an ATM.


Why do I need this card?
3 months free Card issuance fee


How much does it all cost me?


Card issuance fee

no fee

Monthly membership fee

0,50 EUR

Payment od POS terminals

no commision

Cash withdrawal on Hipotekarna banka ATMs 

no commision

Cash withdrawal on ATMs of other banks

3,50 % (min. 3,50 EUR)