Visa Relax card

For all those who do not want to think about every cent, sit down and relax with our special Visa Relax card.

Every bill you pay, even the one from online purchase, is distributed over 6 or 12 monthly instalments.

Why do I need this card?   

  • Non-cash payments in Montenegro and abroad in instalments only
  • Possibility of internet purchase in instalments only
  • Automatic splitting of the bill into 6 or 12 monthly instalemnts
  • Quick, contactless payments
  • Security SMS message for every completed transaction

What do I need to get this card?   

  • You need to be a regular Client of Hipotekarna Banka
  • You need to apply at one of our branches in order to be assigned a limit of purchase in instalments.
How much does it all cost?
Issuance of card€ 0,00 
Monthly membership fee€ 0,50 
Payment at POS terminalsno fees
*Napomena: Relax kartica se isključivo koristi za plaćanje na POS terminalima ili preko interneta i ne može se koristiti za podizanje novca na bankomatima 

What should I do in case my card is lost/stolen?  

If your card is lost/stolen in Montenegro or abroad, please report it immediately at +382 19905 (available 24/7) or at your nearest branch of Hipotekarna Bank.