Mastercard Business Credit

Simple, quick and safe answer to all your business needs.

MasterCard Business Credit card is intended to all legal entities with an open company account with Hipotekarna Banka. 

Why is this card useful?  

  • Electronic domestic and international payments without fees and commissions.
  • Thanks to chip technology, maximum security for payments
  • Possibility to use the card for online purchases and free of charge Generali Health Travel Insurance
  • Possibility to repay your card debt with dynamics which suits you best

this card is not directly linked to legal entity's main account, reducing significantly the possibility of its abuse.

How do I get this card?

It is necessary to submit the following documents to one of our branch offices:

  • Filled in MasterCard Business Credit Card form 
  • Photocopy of personal document (ID card or passport) of each cardholder
  • Filled in ''Personal details'' form
  • You can download the application form here.

* It is necessary for the application to be verified and signed by the authorized person in the company (owner, executive director or other authorized person )

How much does it all cost?
Issuance of card€ 5.00
Monthly membership fee€ 5.00
Payment at POS terminalsno commissions
Transactions at Hipotekarna Bank ATMs2.00 % (min. € 3)
Transactions at ATMs of other banks3.50 % (min. €5)
Regular montly interest rate1.30%
Default montly interest rate1.95%


What do i do if my card is lost/stolen?  

  • If your card is lost/stolen in Montenegro or abroad, please report it immediately at +382 19905 (available 24/7/365) or at your nearest branch of Hipotekarna Banka