Cash Loan

Your every wish is granted with our cash answer!

This is valid for all Hipotekarna Bank's Clients as well aIs other citizens of Montenegro.

 

If I am Hipotekarna Bank's Client, what are the requirements?
  • Loan amount: € 3,000
  • Number of instalments: 48
  • Interest rate: 9.00 % per annum
  • Monthly instalment (annuity) € 74.16
  • Loan processing fee 1.00%: € 30, cost of bond: € 2, CCR enquiry cost: € 3
  • Effective interest rate: 9.96 % per annum
  • Total loan amount inclusive of interests: € 3,559.68

 

If I am not a client of Hipotekarna bank, what are the requirements?
  • Loan amount: € 3,000
  • Number of instalments: 48
  • Interest rate: 1.20 % per month
  • Monthly instalments: (annuity) € 82.58
  • Loan processing fee: 2.0 % € 60, cost of bond: € 2, CCR enquiry cost: € 3
  • Effective interest rate (EKS) 16.76% per annum  
  • Total loan amount inclusive of interests: € 3,963.84

 

What do I need?
  • Loan application form, filled in by the Applicant
  • Applicant's, co-debtor's or guarantor's statement of financial standing, with original copy authorized by the employer (signature and stamp of the employer's authorized person)
  • Administrative attachment order for loan beneficiary (two copies), co-debtor and guarantor authorized by the employer
  • Guarantor's statement
  • Copies of loan Beneficiary's, co-debtor's and guarantor's ID cards (passport copies for non-residents)
  • With regard to specific-purpose loans, proforma invoice of a legal persons where the loan beneficiary purchases goods is submitted

 

How much does granting a loan cost?
  • 1.00 % for Bank's Client
  • 2.00 % for those who are not Bank's Clients or are unemployed

 

For more info please contact 19905 or visit the nearest of 18 branches in Montenegro.