Cash Loan

Your every wish is granted with our cash answer !

This is valid for all of  Hipotekarna bank's clients as well as other citizens of Montenegro.

If I am the client of Hipotekarna bank, what are the requirements?
  • Loan amount: 3.000 EUR
  • Number of installments: 48
  • Interest rate 9,00 % per annum
  • Monthly installment (anuitet) 74,16 EUR
  • Loan processing fee 1,0 % 30 EUR, cost of bond 2 EUR, CCR enquiry cost 3 EUR
  • Effective interest rate 9,96 % per annum
  • Total loan amount inclusive of interest 3.559,68 EUR

 

If I am not a client of Hipotekarna bank, what are the requirements?
  • Loan amount: 3.000 EUR
  • Number of installments: 48
  • Interest rate 1,20 % per month
  • Monthly installments (anuitet) 82,58 EUR
  • Loan processing fee 2,0 % 60 EUR, cost of bond 2 EUR, CCR enquiry cost 3 EUR 
  • Effective interest rate (EKS) 16,76% per annum    Total loan amount inclusive of interest 3.963,84 EUR 

 

What do I need?
  • Loan application form, filled in by the applicant
  • Applicant's, co-debtor's or guarantor's statement of financial standing, with original authorized by the employer (signature and stamp of the employer's authorized person 
  • Administrative attachemnt order for loan beneficiary (two copies), co-debtor and guarantor authorized by the employer.
  • Guarantor's statement
  • Copies of loan beneficiary's , co-debtor's and guarantor's ID cards (passport copies for non residents)
  • kod namjenskih kredita dostavlja se i profaktura pravnog lica kod kojeg korisnik kredita kupuje robu

 

How much does granting a loan cost?
  • 1,00 % for Bank's client
  • 2,00 % for those who are not Bank's clients and unemployed persons

 

For more info please contact 19905 or visit the nearest of 18 branches in Montenegro.