Cash Loan

Your every wish is granted with our cash answer!

This is valid for all Hipotekarna Bank's Clients as well aIs other citizens of Montenegro.

 

If I am Hipotekarna Bank's Client, what are the requirements?
  • Loan amount: €3,000.00;

    Repayment term: 48 months;

    Annual interest rate: 8.48%;

    One-time loan processing fee: €30.82;

    Promissory note fee: €4.00;

    Credit registry inquiry fee: €3.00;

    Effective interest rate (APR): 9.17% annually;

    Monthly installment (annuity): €73.47;

    Total loan amount including interest: €3,527.60.

 

If I am not a client of Hipotekarna bank, what are the requirements?
  • Loan amount: €3,000
    Repayment period: 48 months
    Nominal interest rate (NKS): 14.03% per year
    Effective interest rate (EKS): 15.35% per year
    One-time loan processing fee: €58.97
    Promissory note fee: €4.00
    Credit Bureau inquiry fee: €3.00
    Total loan amount with interest: €3,879.05

     

 

What do I need?
  • Loan application form, filled in by the Applicant
  • Applicant's, co-debtor's or guarantor's statement of financial standing, with original copy authorized by the employer (signature and stamp of the employer's authorized person)
  • Administrative attachment order for loan beneficiary (two copies), co-debtor and guarantor authorized by the employer
  • Guarantor's statement
  • Copies of loan Beneficiary's, co-debtor's and guarantor's ID cards (passport copies for non-residents)
  • With regard to specific-purpose loans, proforma invoice of a legal persons where the loan beneficiary purchases goods is submitted

 

 

For more info please contact 19905 or visit our the nearest branch in Montenegro.