Cumulative savings

Save your money for beautiful things, in line with your financial standing.

Cumulative savings is a saving scheme allowing you to make multiple deposits into your account during the agreed period. This way, you invest in savings depending on available assets, and the interest at variable rate is accrued onto the total balance.

Why is this savings option worth a try?

  • You select the amount and the dynamics of deposits according to your financial standing
  • Minimum initial deposit is only € 20
  • Amount of further deposits is not set by the Bank
  • Option to make deposits via free permanent transfer order directly from your current account
  • Client has no need to visit the Bank for a term deposit rollover upon maturity
  • Deposit may serve as a loan collateral 

Cumulative savings interest rates, for deposits up to €50,000.00


3 months0,08%
6 months0,30%
12 months1.20%
24 months1,30%
36 months+1,60%


Cumulative savings interest rates, for deposits from €50,000.01 to €100,000.00


3 months0.05%
6 months0.25%
12 months1.00%
24 months1.20%
36 months+1.50%


Cumulative savings interest rates, for deposits in US dollars


3 months0.01%
6 months0.05%
12 months0.80%
24 months0.90%


Cumulative savings interest rates, for deposits in other currencies (AUD, CAD, CHF, GBP)


3 months0.01%
6 months0.05%
12 months0.25%
24 months0.30%