Activate Your Change savings

The house is built from the foundation, so is the savings. Build your savings with small steps.

''Activate Your Change'' savings scheme allows Visa or MasterCard debit cardholders to save with every purchase they make, by transferring the difference between the bill amount and the first bigger amount rounded up, to other transaction account or their cumulative savings account.  

Which amounts can I round up?  

  • The amount can be rounded to: 0,50 EUR, 1,00 EUR, 2,00 ili 5,00 EUR

What do I need in  order to activate this savings?  

  • Current account that has a Visa or MasterCard debit card used for payment at POS terminals linked to it.
  • Cumulative savings account opened, children's savings account, or a transaction account other than the one that the card is linked to.
  • Application form filled in and signed.

What does it mean on a hypothetical example?

Example 1

  • You have opted for a EUR 0.50 limit
  • Your bill is EUR 4.20
  • With “Activate Your Change”, EUR 0.30 is deposited into your savings account (a difference to EUR 4.50)

If you make 100 monthly payments averaging EUR 4.20, within one year EUR 360.00 + interest will have accumulated in your “Activate Your Change” savings account.

Example 2

  • You have opted for a EUR 1.00 limit
  • Your bill is EUR 4.20
  • With „Activate Your Change“, EUR 0.80 is deposited into your savings account (a difference to EUR 5.00)
If you make 100 monthly payments averaging EUR 4.20, within one year EUR 960.00 + interest will have accumulated in your “Activate Your Change” savings account.

 

* You can try out your savings combinations with Activate your Change calculator