Super senior loans for pensioners

You no longer have to go to work. Now it’s time to have fun! Use the conveniences offered by the loans for pensioners and treat yourself and your loved ones.   

Why the Super Senior loan?  

  • Hipotekarna Banka approves loans for current consumption and/or refinancing of obligations with other banks.
  • For loans up to EUR 12,000 – up to 8-year repayment period, no guarantors or health records required, and you get a free insurance policy 
  • Maximum exit age (the age of loan users on the day the agreed loan deadline expires): 78 years of age.


What do I need?


  • Free loan insurance policy
  • No health records
  • Administrative enforcement
  • Personal bill of exchange


Representative example of a €6,000 loan
  • €12,000 loan
    96-month duration
    Interest rate of 10.00% p.a.
    one-time fee €210.00
    Bill of exchange cost €4, cost of inquiry at RKR (Regulatory Loan Registry of the Central Bank of Montenegro) €3
    Effective interest rate 10.44% p.a. Annuity €179,36
    Total amount of loan with interest €17.217,83



For more information, contact us via the Call Centre at 19905, appoint a meeting using our virtual office online or visit the nearest branch office.