It is perfectly possible to spend and to save. Purchase with Premium Mastercard card and use various discounts and other numerous benefits.
You can get your Premium card if you already have an account with Hipotekarna Banka.
Why do I need this card?
- Discounts of 60% at more than 2000 stores across Montenegro
- The option to pay in up to 36 monthly installments.
- Non-cash domestic and international payments without fees and commisions
- Free of charge cash withdrawal at Hipotekarna Bank's ATMs
- Quick PayPass contactless payment, with no need to enter your PIN number for purchase to 40 €
- Online shopping
- Free insurance - choose 2 insurances out of 4
- Receive a security SMS message for every completed transaction
To be issued a Premium Mastercard card, please submit the following documents to one of our offices:
- Filled in application form for a Premium card
- Photocopy of a personal document (ID card or passport)
How much does it all cost?
Issuance fee for the primary card | No fee |
Reissuance fee for the primary card | €2.88 |
Issuance of an additional card | €2.00 |
Monthly fee | €1.48 |
Payments at POS terminals | No commission |
Transactions at the bank’s ATMs | No fee |
Transactions at ATMs of other banks | 3.00% (min. €3) |
Cash withdrawal at Hipotekarna Bank counters (cash advance) | No fee |
Cash withdrawal at counters of other banks (cash advance) | 3.50% (min. €6) |
Insurance for Premium card users | No fee |
What do I do in case my card is lost/stolen?
If your card is lost/stolen in Montenegro or abroad, please report it immediately at +382 19905 (available 24/7) or at your nearest branch of Hipotekarna Banka.
Official presentation of Premium program.
