(+382 202) 19905

MasterCard Business Debit

Credit card for all business expenses


Who it is intended for?

MasterCard Business Debit is intended for all legal entities having a current account with Hipotekarna bank.

Legal entity – a cardholder may request to be issued one or more cards, depending on the number of potential card holders.

Key benefits

  • electronic payment in the country and abroad without any commission or fees
  • not directly linked to the client’s main current account, which reduces possibility of abuse
  • possibility to use the card for online purchases

How it works?

MasterCard Business Debit is not directly linked to the main account of the legal entity but to a sub-account to which the client transfers the funds intended for all business expenses. In the event of a card theft or abuse, the funds in the main account of the legal entity may not be abused since the card is not directly linked to it.

The authorised person assigns each holder of MasterCard Business Debit card a daily spending limit, which allows you to fully control your business spending.

The card can be used in the network of POS terminals and ATMs in the country and abroad, at all points of sale carrying MasterCard logo, i.e. at a total of 24 million POS and 850 thousand ATMs around the world.

The card can also be used for online purchases. We recommend that you limit your transactions to websites using CVV standard for confirmation of cardholder identity.

Both primary and secondary cards are valid for 2 years and are automatically renewed following this term.

If your card is lost/stolen in the country or abroad, please report it immediately at +382 19905 (available 24/7/365) or at our office nearest to you.

Applicable fees

Issuance of cardno fee
Monthly membership feeEUR 2.00
Payment at POS terminalsno fee
Transactions at Hipotekarna Bank ATMs0.50 % (min. EUR 2)
Transactions at ATMs of other banks3.00 % (min. EUR 4)

Documents required for card issuance

To be issued a MasterCard Business Debit card, please submit the following documents at any of our offices:
  • application for MasterCard Business Debit card
  • photocopy of an identity document (ID or passport) for every cardholder
  • form Cardholder’s personal data filled out

The Application must be with the hand and seal of the signing authority of the enterprise (owner, executive director or another person with signing authority).

Up to four secondary holders of MasterCard Business Debit card may be added under one application. Where the enterprise - primary cardholder - needs more than four cards, an additional application must be filled out. Every authorised cardholder must fill out a personal data form to be submitted together with the signed Application.
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